With tragic happenings such as Katrinia, many people are more aware of how necissary homeowner’s insurance really is. The massive destruction left by a hurricane in such a wide area so public and graphic on media across the globe is a loud and obvious reminder of how very quickly you can lose everything you own as well as your very home.

Having your home insured against damage and theft is indeed a bare necessity. But not all homeowner’s insurance policies are created equal. You really do need to shop around and be thoroughly aware of what is covered and what is not. Premiums also vary widely and can depend on your geographic location and even what safety measures you have in and around the home already (such as home security and alarms for fire and theft). Investing in security for your home against fire and theft will result in lower security risks for you and the insurance company. Read the rest of this entry…

My husband and I are looking to buy a home this spring, probably a townhouse in south Ajax, Ontario. The lakefront park there is so lovely – an excellent place to go for a walk or read a book on warm evenings. We have a few criteria on looking for this new home, but one of the major considerations for us is safety. While south Ajax is a “good” part of town, one should always be concerned with home security.
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